Mandatory Health Insurance Now Required for Residency in the Northern Emirates – A Guide by NEXO Services
Starting January 1, 2025, the UAE has made health insurance a mandatory requirement for obtaining or renewing residency visas in Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah. This new policy ensures all residents have access to essential healthcare services, aligning the Northern Emirates with the standards already in place in Dubai and Abu Dhabi.
At NEXO Services, we specialize in making residency and business processes seamless. Here’s everything you need to know about this new regulation and how we can assist you.
Key Details of the Health Insurance Mandate
- Requirement for Visa Applications: All new residency visa applications and renewals now require valid health insurance.
- Affordable Insurance Options: The UAE government offers a basic insurance package for approximately AED 320 annually.
- Coverage Highlights:
- Inpatient Care: 20% co-payment, capped at AED 500 per visit or AED 1,000 annually. Costs above these caps are fully covered.
- Outpatient Care: 25% co-payment, capped at AED 100 per visit. Follow-ups within 7 days are free.
- Medications: 30% co-payment, capped at AED 1,500 annually.
- Chronic and Pre-existing Conditions: Covered from day one with no waiting period.
- Telehealth Services: Free consultations via phone or online platforms.
- Network Access: Wide coverage through hospitals, clinics, and pharmacies across the UAE.
- Employer Obligations: Employers must provide insurance for employees and often their dependents. Business owners, sponsors, and self-employed individuals must ensure compliance for themselves and their families.
How NEXO Services Can Help
As a trusted partner in business and residency solutions, NEXO Services is here to ensure compliance with these new regulations:
- Insurance Guidance: We help individuals and businesses select the right insurance plans that meet the requirements while staying within budget.
- Residency Visa Assistance: We handle all aspects of visa applications and renewals, ensuring smooth compliance with health insurance mandates.
- Corporate Solutions: We streamline health insurance and residency processes for businesses, ensuring employees are covered and renewals are handled on time.
- Support for Self-Employed Professionals: Tailored solutions for freelancers and entrepreneurs to meet their health insurance and residency requirements.
Why This Change Matters
The mandatory health insurance policy benefits residents and businesses by promoting a healthier society and reducing financial burdens from unexpected medical costs. For businesses, compliance ensures smoother operations and greater employee satisfaction. For individuals, it guarantees access to essential healthcare, providing peace of mind.
Your Partner for Compliance
At NEXO Services, we understand the challenges that come with regulatory changes. Our expertise in visa processing, health insurance advisory, and business solutions ensures a smooth transition, saving you time and effort.
📞 Contact Us Today
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- Phone: +971 55 279 6339
- Email: info@nexoservicesglobal.com
- Website: www.nexoservicesglobal.com
Choose NEXO Services for a hassle-free experience in residency and compliance—delivering the “Next Experience for Business Setup, Visa, Immigration, and Beyond.”